Convert US Dollar (USD) to Euro (EUR)

When to use USD → EUR

USD to EUR is the world's most-traded currency pair. The mid-market rate shown above derives from the European Central Bank's daily reference value, published around 16:00 CET on business days. The pair barely moves on calm days (0.2–0.4 % typical range) but reacts sharply to Fed and ECB rate decisions. Card networks add 1–3 % over the mid-market rate, and ATM withdrawals abroad add a further 1–4 % depending on the issuing bank. For amounts above €5 000, a dedicated FX broker usually beats high-street bank rates by 50–150 bps.

How to convert US Dollar to Euro

1. 1

   Enter your amount

   Type the value in US Dollar you want to convert into Euro.

2. 2

   Read the live rate

   At today's mid-market rate, 1 USD equals 0.858222 EUR. Your full amount is recalculated as you type.

3. 3

   Use the number, not the quote

   Banks, brokers, and card networks add a spread of 0.5–3 % on top of the mid-market rate. Treat Convertitive's number as a reference, not a price you can actually trade at.

USD to EUR conversion table

Common amounts at today’s rate of 1 USD = 0.858222 EUR.

Frequently asked questions

What is 1 US Dollar in Euro?

1 USD = 0.858222 EUR at today's mid-market rate.

What is 100 USD in EUR?

100 USD = 85.8222 EUR.

What is 1 EUR in USD?

1 EUR = 1.1652 USD — the inverse of the rate above.

Where do these rates come from?

The European Central Bank publishes daily reference rates around 16:00 CET. Convertitive consumes them through the Frankfurter open data service and refreshes its cache every hour.

How often is the rate updated?

Up to once per hour, and only when the ECB itself has issued a new value. Over weekends and holidays the displayed rate stays at the previous business day's close.

Why isn't this the rate my bank quotes?

Mid-market rates are a benchmark; retail banks and card networks add a spread on every conversion to cover their costs and margin. Expect that spread to be 1–3 % on most card transactions and 0.4–0.8 % at large brokers.

Can I use this for accounting or invoicing?

Use it as a reference. For official accounting, most jurisdictions require a documented rate from a central bank or your tax authority (which often publish their own daily values).

What's a 'mid-market' rate?

The midpoint between the buying and selling prices that wholesale banks quote each other. It's the closest thing to a 'real' rate for an individual to compare against.

About US Dollar and Euro

Other currency converters

• EUR → USDEuro to US Dollar
• USD → GBPUS Dollar to British Pound
• GBP → USDBritish Pound to US Dollar
• USD → JPYUS Dollar to Japanese Yen
• JPY → USDJapanese Yen to US Dollar
• USD → CHFUS Dollar to Swiss Franc

Sources

• European Central Bank — euro foreign exchange reference rates
• Frankfurter — open ECB rates API